How We Assess Pet Products and Cover

A factual hub on what pet insurance is, the main kinds of cover, what is generally covered and not covered, and which documents to read. General information only, with links to Moneysmart.

The points to check in a policy document, set out side by side by kind of cover, plus numbered steps for comparing two policies yourself. No insurer names, values or recommendations.

Accident, illness and comprehensive cover explained one at a time, with what each generally includes and what to check in the policy document.

Plain explanations of waiting periods, exclusions, pre-existing conditions and benefit limits, with a checklist of questions to answer from the insurer's documents.

The claim steps from vet visit to payment, and what excess, benefit percentage and limits mean, explained without dollar amounts.

Pet insurance Australia explained in plain words: what it is, the main kinds of cover and the documents to read. General information only.

How to compare pet insurance: the points to check in each policy document, set out side by side. General information only, no rankings.

Types of pet insurance explained: accident, illness and comprehensive cover, what each generally includes and what to check in the policy.

Pet insurance waiting periods, exclusions and pre-existing conditions explained, with questions to answer from the insurer's documents.

How pet insurance claims work, from vet visit to payment, plus excess, benefit percentage and limits in plain words. General information only.

Pet product buying guides for Australian dog and cat owners: food, health, gear and life stages. Pick the guide that fits your pet.