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What we cover

Pet insurance explained

A factual hub on what pet insurance is, the main kinds of cover, what is generally covered and not covered, and which documents to read. General information only, with links to Moneysmart.

How to compare pet insurance

The points to check in a policy document, set out side by side by kind of cover, plus numbered steps for comparing two policies yourself. No insurer names, values or recommendations.

Types of pet insurance cover

Accident, illness and comprehensive cover explained one at a time, with what each generally includes and what to check in the policy document.

Pet insurance fine print

Plain explanations of waiting periods, exclusions, pre-existing conditions and benefit limits, with a checklist of questions to answer from the insurer's documents.

How pet insurance claims work

The claim steps from vet visit to payment, and what excess, benefit percentage and limits mean, explained without dollar amounts.

Where to next

  • Pet Insurance

    Pet insurance Australia explained in plain words: what it is, the main kinds of cover and the documents to read. General information only.

  • Compare Cover

    How to compare pet insurance: the points to check in each policy document, set out side by side. General information only, no rankings.

  • Cover Types

    Types of pet insurance explained: accident, illness and comprehensive cover, what each generally includes and what to check in the policy.

  • Fine Print

    Pet insurance waiting periods, exclusions and pre-existing conditions explained, with questions to answer from the insurer's documents.

  • Claims

    How pet insurance claims work, from vet visit to payment, plus excess, benefit percentage and limits in plain words. General information only.

  • Buying Guides

    Pet product buying guides for Australian dog and cat owners: food, health, gear and life stages. Pick the guide that fits your pet.

Where to next

Pet Insurance

General information only.

See Pet Insurance

Compare Cover

General information only, no rankings.

See Compare Cover

Cover Types

See Cover Types

Fine Print

See Fine Print

Claims

General information only.

See Claims

Buying Guides

See Buying Guides

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